Your son Mark is your special needs son. He faces the world with sweetness and courage – despite his special challenges. He flourishes with loving care and attention, but is easily upset by changes in his routine. He requires continual assistance with daily tasks. What will happen to him when you are gone?

Your son David is the troubled child. He had a very troubled youth, has had several run-ins with the law, and has difficulty holding down a job. He doesn’t want you to “bother” him, and he rarely, if ever, visits. Despite all of this, you love him very much and want him to be taken care of. Do you want him to receive his inheritance with no strings attached?

Your son-in-law Tom is the playboy son-in-law. He has a new “investment” opportunity every month. He drives a BMW with a monthly payment of $1,500. He bosses your daughter around and ignores your grandchildren. He has a number of female “friends” and always inquires about your health. Is he going to get half of what you leave your daughter?

Barbara is your husband’s next wife. She has brought home-cooked meals to your husband six times in the last month since your death, and each time she visits she wears a skimpier outfit. She can’t wait to re-decorate your home, and she thinks that there’s no good reason why the money earmarked for your children shouldn’t be spent on more important things like jewelry, sports cars, and European spa vacations. Do you want her to get your children’s inheritance?

Your son-in-law Jerry is the rebellious son-in-law. He belongs to a religion that you consider a cult and hasn’t had a job since 1999. He sells t-shirts at rock concerts, and you suspect that he has an affinity for chemical substances. He thinks that it’s great that his in-laws are rich. Is he going to get half of what you leave to your daughter?

Your granddaughter Cindy has multiple tattoos and piercings and works as a waitress. She goes to a different club every night, and believes strongly in reincarnation. She wants to give everything she has to animal rights groups. Are you sure you want to leave it all to her outright?

Your son Allen is the son with no head for business. He’s started 16 new businesses, including four retail stores, six multi-level marketing schemes, three franchises, and three real estate “deals” – all of which have failed. He has asked you to financially back and, in turn, bail him out of each one. He has gone bankrupt twice and owes over $100,000 in back taxes and legal fees. Are you sure you want to leave your life’s work to him with no strings attached?

Your daughter Alicia is the spendthrift. She has a charge account at every store in town and, at age 45, is on her third husband. She wears shoes that cost $400 and has several mink coats. She takes yoga classes, riding lessons, and has a personal trainer. Are you sure you want to leave your life’s work to her with no strings attached?